I have been quietly avoiding the fact that we are just not making enough each month for our expenses. We don't have any car payments or debt but have slowly been dipping into our savings. It is the little here and the little there. Business has allowed me to kind of know and make mention to my husband that we need to sit down together and look at everything, but we haven't taken the time to really do it. We have to change it though or we are going to be in trouble.
It is the little things that just eat away at what we have. Buying college textbooks- $450 for this semester. We bought my son playing football two pair of cleats. They had to have one pair for practice and one for games. He came home Tuesday with his practice cleats seperated at the toe and said he had to have a new pair by the next day. He also had to have red underarmor for under his jersey. We went to Hibbets and bought cleats for $40 and two underarmor shirts for $25 each. Big, unexpected bill. But wait! He wears the cleats and one of the shirts the next day and was told that he can't wear them because they are not Nike. If Nike comes and sees him they could lose their contract. This is his practice cleats! So, we have to buy our third pair of cleats for the year. I can return the one shirt, but have to buy Nike. I know we live in an area where most kids don't have to worry about money but there has to be some that can't afford this. What do they do? We had to buy over $200 in practice uniforms- Nike socks, 2 tees, 2 shorts, cleats.
Just the overall increase in each and every bill. Gas for a YukonXL and full size GMC truck. Our water bill was $99 last month. It is usually $75. I have not watered my garden hardly at all. My family looks at me like I am crazy. The kids get out 350 cups a day. I will take all the melted ice water from them and combine them and go water a plant. I have called the kids to take a big bowl out to the patio table to catch rain. Food expenses. I am not staying on our $500 a month budget. Lately, I have not shopped the sales like I was doing. Too busy and too much work. I have thrown out food. I have let zucchini grow into baseball bats. Why? I have to get back on the ball and get all this under control.
We have had medical bills with two oral surgeries and removal of son's aedonoids. Three have gone into orthodontics. I just paid $600 for 18 year old daughter to take the Red Cross certification class to be a nurse's assistant. She can then get a job and start paying her insurance and gas.
We are almost at the end of our remodeling of the house. Just a few things that we can do as we get to them. I know my tone is so negative. I don't mean it to be. I have just been hit with it and need to fix it. But, when all is said and done... God is so good. He gives us all our needs. He has not allowed one thing into our lives that He will not help us through. So, with that spirit I am going forward. I hope to remedy all the overspending in areas without making our life miserable. It doesn't take money to make life fun.